Friday, July 4, 2008

Reducing Insurance Options For Seniors

After the Independence Day recess, Congress will resume debate over cuts and changes to Medicare. Physicians and senior citizens stand to lose if cuts are passed. Many in Congress seem to want to limit the options that seniors now have to receive health insurance through Medicare Advantage plans. Allowing private insurance companies to administer benefits appears to threaten the "government should do it all" viewpoint.

I am probably the only insurance agent working with seniors who has sought out the opinions of hospital intake staff and physician billers regarding Medicare Advantage. Feedback from those who bill for medical services has been very positive. Access to doctors is, in my opinion, a non-issue. Sadly, my " insurance colleagues" have brought criticism on this program because of selfish sales practices. Medicare is right to monitor the industry for "abuses" Don't penalize seniors, however. I don't recommend this program for every senior, but I like being able to give people options as they make health insurance decisions. Please stay informed on HR 6331. Let your opinion be heard. www.house.gov www.senate.gov

Diabetes On The Rise

An estimated 24 million Americans had diabetes in 2007, an increase of more than 3 million in about two years, according to data released recently by the Centers for Disease Control and Prevention. Another 57 million people are estimated to have pre-diabetes, a condition that puts people at increased risk for diabetes. Among adults, diabetes increased in both men and women and in all age groups, but still affects the elderly most. Almost one-quarter of Americans 60 and older had diabetes in 2007. Creating a culture of wellness and prevention is key.