Tuesday, November 25, 2008

Take The Time To Evaluate Your Medicare Drug Benefits

Medicare Prescription plans are changing for 2009. Each company offering Part D plans have made changes to their plans for next year. Medicare has approved each change. The question to ask is, "With my existing 2008 plan, am I going to pay more in 2009 than I have to for Medicare Drug coverage?"

I have listed two ways to answer that question. Even if you have been satisfied with your benefits during 2008, take the time to evaluate your plan for 2009. Seniors are not required to change, but may find it financially beneficial to do so.

NOW IS THE TIME TO EVALUATE YOUR PLAN. Open Enrollment will end December 31, 2008.

Many plans have increased monthly premiums, increased certain medicine co-pays, and even changed the drug formulary (list) itself. Use this free tool to evaluate your current plan and see any changes it may have for 2009. If another will be less expensive in premiums or lower your co-pays, you can enroll by phone or online after the analysis.

HERE ARE TWO WAYS TO INDEPENDENTLY ANALYZE THE 2009 PLANS.

1) Call 1-866-955-2022. A knowledgeable and helpful attendent will assist you.

2) Click the web link below to enter your specific medicines and what different plans will cost.

http://plancompare.destinationrx.com/intermediate.aspx?aid=answers

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